When you get hurt in a crash and submit a car accident claim, the insurance company starts to do some math. There are many factors that can affect the value of a claim and what they think they can get away with offering accident victims. A San Antonio, Texas car accident lawyer can tell you more about how this process works and what our firm can do to help you fight for the compensation that you deserve.
What Can Increase the Value of a Car Accident Claim?
There are a few things that can make a car accident claim more valuable. An insurance company usually has to pay out more if:
- The victim’s injuries are severe
- The road to recovery is long and difficult
- The victim will continue to need treatments, like rehab
- The victim will be disabled or disfigured
- The victim and their doctors are able to testify about the pain and suffering experienced
- Their insured driver admitted fault
- Evidence like video footage implicates their insured driver
The severity of the claimant’s injuries and the amount of fault that can be ascribed to the insurance company’s driver are key factors here. This is why you need to keep any evidence about your injuries and why you shouldn’t downplay your pain and suffering.
What Can Decrease the Value of My Car Accident Claim?
One of the factors that most often limits the value of a car accident claim is the claimant’s contribution to the accident. Many car crashes are not 100% to blame on one of the drivers. Maybe one driver was speeding, but another was texting while driving. In a situation like this, both drivers are at least partly at fault.
You can still sue for compensation after an accident as long as you are not more than 50% at fault. If you are at fault at all, the value of your car accident claim will decrease by that amount. So if your claim was worth $15,000 but you were found to be 10% at fault, you would receive $13,500, 90% of that amount.
Can I Sue if My Loved One Passed Away in an Accident?
You can also make a car accident claim if your loved one passes away in a crash. The value of this claim would be calculated with economic costs, like the cost of their medical care and their funeral, in mind, but insurance companies are also forced to consider the emotional impact the loss of a loved one can leave behind. A lawyer can help you hold a negligent driver accountable and fight for the economic and non-economic damages you and your family deserve.
Schedule a Free Consultation Today
When you are ready to submit a car accident claim, contact Sahadi Legal Group. We can offer you a free consultation and the chance to learn more about your legal options. Contact us today.
