Texas practices a fault-based system when it comes to auto accidents. This means that whoever is more than 50% responsible for an accident will be liable for all the damages. Furthermore, Texas law requires all drivers to have a minimum personal injury protection (PIP) policy to cover the medical expenses of victims who were injured in the accident. It’s important for insurance companies to determine who caused each car accident to see how much compensation they’ll need to provide. If you’re a Texan driver, you might wonder how insurance companies determine fault in auto accidents in your state. The good news is that our knowledgeable law firm has all the answers you’re looking for! Continue reading to learn more, or reach out to a San Antonio, Texas Car Accident Lawyer for individualized legal counseling.
HOW DO TEXAS INSURANCE COMPANIES DETERMINE FAULT IN A CAR ACCIDENT?
After a car accident occurs, each involved driver’s auto insurance company will likely investigate to determine who caused the collision. They will gather various types of evidence to prove fault in their claim. Some of the most common pieces of evidence they might use include:
- The police report from the scene of the car accident
- Witness testimonies, including all involved drivers, passengers, and pedestrians
- Surveillance footage showing the car accident
- Photos and videos of damage from the accident
- Hospital records indicating the extent of injuries from the accident
Keep in mind that insurance companies are businesses and their end goal is to earn money, so they will likely try to blame another driver or claim that both drivers were equally at fault.
AM I ELIGIBLE FOR COMPENSATION IN TEXAS?
The answer to this question depends on the specifics of your car accident. You are most likely eligible for compensation if another driver’s negligence was the cause of the collision. In the legal world, negligence is when someone fails their civic duty of acting responsibly to prevent harm to the general public. For example, a drunk driver would be considered “negligent” to an insurance company, assuming that their impaired driving led to the car crash. If you caused the collision, you’ll need to rely on your own auto insurance for coverage.
Have you recently been injured in a car accident caused by someone else’s negligence near San Antonio, Texas? If so, you may be wondering how you can earn compensation for your medical bills and other expenses. Thankfully, Sahadi Legal Group is on your side! Contact our highly experienced team today for an initial consultation.
