If you get into an accident and believe that the other driver was at fault, you can sue for damages. It’s important to note that you aren’t really suing them. You’re suing their insurance company. So what happens when you get hit by a driver with no insurance? Well, that can get complicated, so you may want to talk to a San Antonio, Texas car accident lawyer from our firm.
What Should I Do If Someone With No Insurance Hits Me?
Treat this like any other car accident. You should:
- Pull the cars over to somewhere safe
- Exchange information with the driver
- Call the police
- Talk to any witnesses
- Make note of any nearby cameras that could have recorded the accident
- Avoid making statements that could imply that you are at fault
Then you should get medical care right away. This is essential. You want an accurate diagnosis of any injuries as soon as possible. This can help you if you decide to pursue damages or use your own policy’s coverage.
Can I Sue a Driver With No Insurance?
You can. As we mentioned above, there is no insurer to sue here. You are suing that driver directly. This can bring some complications with it. You can still win the case, but securing the money that you are owed can sometimes be difficult because it’s an individual who owes you money rather than a big insurance company with tons of money to throw around.
Can I Win Damages From Someone Without Insurance?
You can, but the biggest issue with cases like these is that it can sometimes be difficult to get compensation even if you win. Many people who drive around without insurance are going without it because they cannot afford it. If they cannot afford the monthly premiums on an insurance policy, it can be difficult to get money out of them for your medical expenses and property damages.
Should I Talk to a Lawyer?
This is why we advise talking to a lawyer. Cases like this can be tricky, and you still have to prove negligence when dealing with a driver who has no insurance. That can take a lot of time and energy, so it’s usually only worthwhile if you are sure you will actually be able to receive compensation.
In some cases, it is just advisable to go through your own insurance coverage instead of trying to sue someone who won’t have the means to pay you. If you have PIP and uninsured motorist coverage, your own insurance policy may be able to cover your expenses. Our lawyers may be able to help you if you’re having issues with your own insurance company.
Schedule Your Free Consultation
If you were hit by someone with no insurance and you’re thinking about suing, contact the Sahadi Legal Group. We can schedule a free consultation and tell you more about your options and what our attorneys can do to help you fight for fair compensation.
